浙江农业学报

• 农业经济与发展 • 上一篇    下一篇

浙江省家庭农场金融支持的现状、问题及对策研究

  

  1. (台州学院 经贸管理学院,浙江 台州 318000)
  • 出版日期:2015-06-25 发布日期:2015-06-26

Financial support in development of family farms in Zhejiang Province: present situation, problems and countermeasures#br#

  1. (School of Economy and Trade Management, Taizhou University, Taizhou 318000,China )
  • Online:2015-06-25 Published:2015-06-26

摘要: 培育包括家庭农场在内的新型农业经营主体已经成为推动浙江省现代农业发展的重要举措。家庭农场生产经营向规模化和集约化方向发展,对金融需求表现出资金需求大、融资期限多元化等特点。浙江省以政府政策为引导,在构建全方位、多层次的现代家庭农场金融支持体系方面做了很多尝试,目前面临一定障碍:家庭农场主体缺少明确的法律地位、规范的信用评定机制与内部管理和财务制度,及有效的抵质押物;缺乏大农业数据信息共享平台支撑,难以得到涉农金融产品创新及涉农金融机构服务等的支持。建议从法律、政策及金融等各个层面进行综合解决。

关键词: 家庭农场, 金融支持体系, 信用评定, 抵质押物, 金融机构, 浙江

Abstract: At present, cultivating new type of agricultural management main body, including the family farm, has become an important measure to promote the development of modern agriculture in Zhejiang Province. Family farms operation has the characteristic of scale and intensive, which mad its financial demand in the development also showed the features such as large capital demand, financing maturity pluralization, etc. Therefore, government policy should guide construction of a multi\|level, multi\|dimensional modern family farm financial support system of Zhejiang Province. Zhejiang Province faced with many barriers in the financial support of family farm, such as lacking of clear legal status, correct credit evaluation mechanism, internal management and financial system, effective mortgaged property and agricultural data information sharing platform, which will lead to insufficient support in terms of agricultural financial product innovation, and insufficient services from agricultural financial institutions, etc. Therefore, these problems should be solved from the perspectives of law, policy and finance in a comprehensive way.

Key words: family farm, financial support system;credit evaluation, mortgage, financial institution, Zhejiang