浙江农业学报 ›› 2024, Vol. 36 ›› Issue (1): 225-234.DOI: 10.3969/j.issn.1004-1524.20230213

• 农业经济与发展 • 上一篇    

农业保险保障水平与农业收入的“倒U型”关系——基于农业产业融合视角

魏超1(), 陈盛伟2,*(), 牛浩1, 李政1   

  1. 1.山东农业大学 经济管理学院,山东 泰安 271018
    2.山东理工大学 经济学院,山东 淄博 255000
  • 收稿日期:2023-02-22 出版日期:2024-01-25 发布日期:2024-02-18
  • 作者简介:魏超(1997—),男,山东昌乐人,博士研究生,研究方向为农业保险。E-mail:18853859250@163.com
  • 通讯作者: * 陈盛伟,E-mail:chensw@sdau.edu.cn
  • 基金资助:
    国家自然科学基金(71773067);国家自然科学基金青年科学基金(71803103)

An “inverted U-shaped” relationship between agricultural insurance coverage level and agricultural income: from perspective of agricultural industry integration

WEI Chao1(), CHEN Shengwei2,*(), NIU Hao1, LI Zheng1   

  1. 1. School of Economics and Management, Shandong Agricultural University, Tai’an 271018, Shandong, China
    2. School of Economics, Shandong University of Technology, Zibo 255000, Shandong, China
  • Received:2023-02-22 Online:2024-01-25 Published:2024-02-18

摘要:

基于2008—2020年中国除港澳台藏外30个省份的面板数据,利用固定效应模型、Ⅳ-2SLS法等工具,探讨农业保险保障水平对农业收入的影响效果及机制路径。研究发现,农业保险保障水平与农业收入间存在显著且稳健的“倒U型”关系,拐点值为农业保险保障水平等于83.09%。农业产业融合在农业保险保障水平促进农业增收的机制中发挥了部分中介效应,中介效应占比为82.24%。据此建议加快农险产品创新和保险责任扩充,推动农业保险“增品、提标、扩面”,为农业增收提供全面的风险保障。

关键词: 农业保险保障水平, 农业收入, 农业产业融合

Abstract:

Based on the panel data of 30 provinces in China (excluding Hong Kong, Macao, Taiwan and Xizang) from 2008 to 2020, the fixed effect model, Ⅳ-2SLS method and other tools were adopted to explore the impact of agricultural insurance coverage level on agricultural income and its mechanism path. It was found that there was a significant and robust “inverted U-shaped” relationship between the agricultural insurance coverage level and agricultural income, with a turning point value of 83.09% for the agricultural insurance coverage level. The agricultural industry integration played a part of the mesomeric effect in the mechanism of agricultural insurance coverage level promoting agricultural income increase, with the mesomeric effect accounting for 82.24%. Thus, it was proposed to accelerate the innovation of agricultural insurance products and the expansion of insurance liabilities, promote the “addition, upgrading, and expansion” of agricultural insurance, and provide comprehensive risk protection for increasing agricultural income.

Key words: agricultural insurance coverage level, agricultural income, agricultural industry integration

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