Design of products for precipitation meteorological index insurance of Myrica rubra—a case study of Cixi City

doi:10.3969/j.issn.1004-1524.2017.12.11

›› 2017, Vol. 29 ›› Issue (12): 2032-2037.DOI: 10.3969/j.issn.1004-1524.2017.12.11

• Horticultural Science • Previous Articles Next Articles

Design of products for precipitation meteorological index insurance of Myrica rubra—a case study of Cixi City

DING Yeyi^{1, 2}, YANG Dong², CHEN Xinlei³, HUANG Helou², LUO Xiaosan^{1, *}

1. School of Applied Meteorology, Nanjing University of Information Science and Technology, Nanjing 210044, China;
2. Ningbo Meteorological Bureau, Ningbo 315012, China;
3. Ningbo Branch of China Pacific Insurance Company, Ningbo 315000, China

Received:2017-05-17 Online:2017-12-20 Published:2018-01-08

Abstract

Abstract: The number of continuous precipitation days in harvest period was employed to evaluate the meteorological damage, as precipitation has a significant effect on the yield of Myrica rubra. The yield damage model of Myrica rubra was established based on the relationship between yield loss rate and number of continuous precipitation days from 1995 to 2015. The yield loss rate was calculated by yield separation and de-trend processing. The risk probability of different grade precipitation index was calculated with Weber distribution model based on long sequence historical precipitation data. Reference to the disaster model and risk probability, the insurance products and pure insurance rate under different pay trigger conditions were designed to provide technical support for agricultural insurance's sustainable development. We propose that the index insurance products are operational, and can provide scientific reference for precipitation insurance business of Myrica rubra in Ningbo city.

Key words: Myrica rubra, precipitation, meteorological index, pure premium rate, agricultural insurance

CLC Number:

S-9
F840.66

DING Yeyi, YANG Dong, CHEN Xinlei, HUANG Helou, LUO Xiaosan. Design of products for precipitation meteorological index insurance of Myrica rubra—a case study of Cixi City[J]. , 2017, 29(12): 2032-2037.

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Design of products for precipitation meteorological index insurance of Myrica rubra—a case study of Cixi City

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